(Papers to be published in Utah Law Review)
One or more presenters to be selected from a call for papers.
In the CARD Act of 2009, Congress established a broad array of new and important consumer protections related to credit cards, debit cards, and gift cards. The legislation came in response to years of consumer complaints about sudden changes in credit card interest rates, high fees and charges, questionable billing rules, and other practices.
The law was passed over industry objections, regulating card issuers who for many years have blocked new regulatory measures. This roundtable discussion will present and contrast differing expert opinions on key questions about the goals of the Card Act's new rules, the likely efficacy of the Act's regulations, and the Act's possibly significant unintended consequences.
Business Meeting at Program Conclusion.