Insurance is often
thought of as a stodgy, old-fashioned industry, but insurers and the policies
they offer have been deeply affected by recent technological change. Insurers
are changing their business methods based on algorithmic learning, innovating
their business models based on technology that allows something closer to
peer-to-peer insurance, and they have expanded their offerings based on new
technological threats, including offering insurance against cyberattacks. These innovations implicate a number of
concerns common to the insurance industry, including whether insurers are
financially sound, whether they are offering fair policies at reasonable
prices, and whether insurers are discriminating against vulnerable or suspect
classes of policyholders. Of further concern is whether the extant legal and
regulatory structures can adapt to handle these innovations. The presentations will begin to address some of those issues.
Business
meeting at program conclusion.