Real Estate Transactions

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Session Type: Section Programs

Session Capacity: 240

Hotel: New York Hilton Midtown

Room: Regent Parlor

Floor: Second Floor

In reaction to the financial crisis and after a period characterized by very little federal regulation of mortgage lending, Congress enacted the Dodd-Frank Wall Street Reform and Consumer Protection Act in 2010. Dodd-Frank changed the landscape of mortgage lending regulation. It created the Consumer Financial Protection Bureau, imposed requirements that lenders confirm a borrower’s ability to repay, limited federal preemption of state consumer financial protection laws, prohibited steering of borrowers to high interest rate loans, and imposed other new limits and requirements on mortgage lending. This program will consider issues such as the scope and application of the current regulatory framework, its impact on the availability of credit, whether it is the appropriate level of regulation, whether it is correctly focused, and whether the right parties are protected.

Papers will be published in SMU Law Review.

The Section held a virtual business meeting in advance of the Annual Meeting.